Walrus-like warden, Sven "Swede" Sorenson, a cross between Bluto and Wimpy, runs the prison, murders convicts who escape, and has the FBI on his trail in the form of agent Karen Polarski, the daughter of the town's corrupt judge. Swede's twins tell their father they're pregnant (they aren't), so he pushes their dim boyfriends, Bud and Larry, into shotgun marriages. He also turns his sons-in-law into slave labor, so Bud hatches an escape plan: to rob a train carrying old bills to the mint for burning. Larry's his reluctant accomplice. When Bud is captured and railroaded into Swede's jail, his death looks certain, until he hatches yet another plan that requires Larry's help. Written by Federal Grant Writers And Services


You will need thorough documentation of the problem your organization will address. No matter what you need the funding to accomplish—funding to help children succeed, funding to help the homeless, funding to help build healthy communities, funding for the arts, etc.—you’ll need lots of facts and figures that show what the situation you are concerned about looks like in your service area, why it is significant, and why it is happening. Start gathering data now and keep it current. Federal Pre-K Grant
2. If you own a car, you can signup to be an uber.com or lyft.com driver. You can work as much or as little as you want to depend on your availability. You need to pass a background check and make sure that you have a clean vehicle without mechanical issues. You are rated by passengers it pays to be professional & courteous to passengers. You may even be offered a bonus when you signup as a driver! Federal Grant Community Assistance
This may be the most sound advice any homeowner can hear. Even if you recently refinanced, it might be worth looking into another quote as they take only a few minutes to check. LendingTree could help you refinance your mortgage at a significantly lower interest rate – Let’s say your interest rate decreased by 1%, you can save more than $100 a month on a $200,000 mortgage. That comes out to $1,200 in extra cash for you at the end of the year and $6,000 every 5 years! Free Money Quick
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If you already spend hours of your time playing games or watching trailers, then add Inbox Dollars to your list of free money apps! Inbox Dollars is an online rewards club, and it’s really cool. You can get cash for doing easy activities like searching the internet, playing fun games, or even just watching movie trailers. And to sweeten the deal, you’ll even receive a $5 credit as a signup bonus. You can literally watch TV, movie previews, read emails, and take surveys from anywhere while earning perks! What’s not love about that? Free Money Sign Up Bonus

No program wants to find itself in a crisis situation, and our attorneys have years of experience advising on programmatic requirements, options and obligations; interpreting and applying federal statutes, regulations, and guidance, including the Supercircular/Omnicircular; developing and implementing self-assessment and compliance programs; and counseling on governance requirements and best practices to assist clients in shoring up their processes – and keeping their grants. Federal Grant Registry
The availability of funding in any year depends on the federal budget and on the priorities of the federal agencies that run the grant competitions. Because of that, the amount of money available for federal grants to nonprofits is heavily influenced by the political environment, national concerns, and national events. Tuning in to the national scene will help your nonprofit understand where federal grant money comes from and where it will go. This knowledge will help you get government funding for your community. Federal Grant Guidelines
Last on our list of free money apps is Ibotta. We all know keeping track of rebates can be a pain in the toosh. Filing away all those receipts and coupon cut-outs – who has time for all that? That’s where Ibotta comes in! Before you make your next retail therapy trip, download Ibotta and pick rebates from whichever retailers you’ll be shopping at. Then when you’re done shopping, snap a photo of your receipt and upload it into the app. You’ll get paid in actual cash, via Venmo or PayPal, within 48 hours – or get a gift card sent you. You can also score rebates on restaurants, movie theatres, and tons of other places. Free Money Kansas

The laws governing federal grants are complex, expansive, and often confusing. We’ve been working with recipients of federal funds, including for-profit and not-for-profit organizations, local governments, colleges and universities, research institutions, and various health care and education entities for decades on proper grants management through the entire grants lifecycle. From drafting policies and procedures and establishing compliance, to responding to audit findings, our Federal Grants attorneys are with you every step of the way. Free Money Apps
Finance Superhero exists to help readers Take Back Control of Life and Money. All information contained herein is the opinion of site authors and should not be viewed as a substitute for professional financial advice. Always seek the advice of a licensed professional.Finance Superhero is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.This site may also contain other affiliate links for which Finance Superhero may receive compensation. Free Money Roblox
The availability of funding in any year depends on the federal budget and on the priorities of the federal agencies that run the grant competitions. Because of that, the amount of money available for federal grants to nonprofits is heavily influenced by the political environment, national concerns, and national events. Tuning in to the national scene will help your nonprofit understand where federal grant money comes from and where it will go. This knowledge will help you get government funding for your community.
One of the easiest ways to get free money is by taking surveys. From politics to your favorite products, the best survey companies will pay for your opinion on a whole range of topics. Some pay in cash while others pay in gift cards. Often, you’ll have your choice of either. It usually works best to join more than one site, so here are a few places to get started: Federal Grant Terms And Conditions
Grants, especially government grants, are some of the best financial aid available, and typically base themselves on need. Like scholarships, grants do not usually require repayment. There are many kinds of student grants available at national, state, college, and organizational levels. Federal grants provided by the United States government make up some of the most common sources of financial aid for undergraduates. Federal Grant Salary Cap 2018
The laws governing federal grants are complex, expansive, and often confusing. We’ve been working with recipients of federal funds, including for-profit and not-for-profit organizations, local governments, colleges and universities, research institutions, and various health care and education entities for decades on proper grants management through the entire grants lifecycle. From drafting policies and procedures and establishing compliance, to responding to audit findings, our Federal Grants attorneys are with you every step of the way. Free Money Apps
Alliance Wealth Management, LLC (“Alliance”) is a registered investment adviser offering advisory services in the State(s) of Illinois and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Alliance in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. Free Money July 2018

For fiscal policy, increased government spending or decreased taxation is our accelerator; the opposite, austerity, is the brake. These work to add or subtract the amount of spending in the economy. For monetary policy, the federal funds rate can act as either an accelerator or a brake. U.S. banks are required to hold reserves at the Fed, which pays interest on them, similar to a normal checking account. For a bank to loan money to a real person, they must find someone willing to pay an interest rate above the Fed’s rate. So if the Fed jacks up the interest rate, it discourages lending, as banks are paid better to park their money at the Fed. Lowering the Fed rate does the opposite. The use of these tools is commonly expressed as a trade-off between unemployment and inflation. Try to push unemployment too low, and inflation will speed up as companies bid for scarce labor, pushing up wages and sending spending surging through the economy. Conversely, allow unemployment to get too high, and a collapse in spending can cause a collapse of prices, which will lead to more unemployment, which will lead to less spending, and so on. Federal Grant Online Service
Our attorneys are well versed in the problems that can arise when federal requirements meet real-world situations. We help clients through pre- and post-award matters, such as financial and program requirements, procurements, property issues, termination and enforcement, as well as how best to prepare for and respond to government reviews, audits, and cost disallowances. Federal Grant Lawyer
A Project Grant consists of funds distributed by the government for a specific "project" or area of research. Project grants are often given to members of the science, education and technology communities, provided that the applicants qualify and meet a few prerequisite guidelines. Generally, an applicant must have completed certain criteria or qualifications beforehand, (which is outlined in detail for the specific grant desired), and project grants generally have an end day when the funding discontinues. The average duration period for a project grant is around three years. Free Money Jackpot City
While it can be initially daunting to determine which type of grants an applicant or community can qualify for or should even pursue, the best first step is to narrow down the specific field of interest. Potential applicants can search through the government's extensive database of grants available, and narrow down their criteria by applicant type, assistance type or even subject area. Free Money Checks
Student income, parental income and assets, and total family size are used to compute your Expected Family Contribution (EFC).   Your EFC is included on your personal Student Aid Report (SAR), which spells out your anticipated college financial needs.  Your SAR is shared with the schools you choose, where financial aid offices evaluate your eligibility for grants, loans, and other forms of student assistance. Your individual financial aid package, which often includes federal grants, is issued in a formal ‘offer letter’ from each university. Free Money Orders
PointsPrizes delivered a working Steam wallet code in exchange for 3,000 points that I accumulated over several weeks. Though it took slightly more than a week to process my claim, the important thing is that they kept the promise, so the site is legit. I had a few problems with some external survey sites that kicked me out just before completing a survey after investing like 15 to 20 minutes (happened twice) and about 2 or 3 others that somehow failed to credit despite the survey being completed. But most of the time, it gets properly credited, and eventually you can reach the target if you are persistent enough despite constant survey rejections. The only thing you have to decide is whether you are prepared to invest the amount of time needed (if you rely on surveys). Free Money Jobs Online
The availability of funding in any year depends on the federal budget and on the priorities of the federal agencies that run the grant competitions. Because of that, the amount of money available for federal grants to nonprofits is heavily influenced by the political environment, national concerns, and national events. Tuning in to the national scene will help your nonprofit understand where federal grant money comes from and where it will go. This knowledge will help you get government funding for your community. Free Money Alaska

The Fed would then “pay” for it by creating new money. That new money, by the way, would be added to the monetary base, not the deficit. While this concept gets into arcane government accounting conventions very quickly, the point is that the Fed has the power to create infinite cash. Indeed, such mass money creation is hardly new: the quantitative easing program has already been carried out in a similar way—with trillions of dollars in new money.
The first is to push interest rates below zero. The idea here is fairly simple. If the problem with our economy is framed in terms of people trying to save too much relative to their spending, then negative interest rates would make saving money expensive. If you kept cash in a savings account with a negative interest rate, you would actually lose money. There are a few major problems with this idea, one of which is cultural. We Americans consider saving virtuous; a Fed policy that punished savers would simply not go over well. Another problem is that if interest rates on money were sharply negative, investors might just pour their money into commodities like wheat, oil, or copper as a store of value, which would keep those raw materials from socially positive uses and be tough to regulate. Yet another problem, which the economist Miles Kimball (an advocate of this idea) points out, is that if we really wanted to make this work, all money would have to be subject to interest rate fluctuations, which means we’d have to get rid of paper money. (If everything were electronic, there would be nowhere for savers to hide.)

Accumulate points called SB by searching the Web, completing surveys, watching videos, referring your friends, shopping in the app’s mall, completing special offers, voting in daily polls, finding swag codes and entering fun contests via social media and the Swagbucks blog. These points can be redeemed for gift cards from stores like Amazon, Target and Walmart or for PayPal cash. At time of writing, Swagbucks has given out $97,751,668 in destributed rewards. Download the app on your iOS or Android device. Federal Pell Grant Yearly

Don’t pay any money for a “free” government grant. If you have to pay money to claim a “free” government grant, it isn’t really free. A real government agency won’t ask you to pay a processing fee for a grant that you have already been awarded — or to pay for a list of grant-making institutions. The names of agencies and foundations that award grants are available for free at any public library or on the Internet. The only official access point for all federal grant-making agencies is www.grants.gov. Federal Grant Examples
1. Go through your house and see what you may have laying around in a closet that you could sell for extra cash. We all accumulate a ton of stuff in our life that we only end up using once or twice. Turn that into money by listing it on Craigslist.com. Make sure to take a high-quality picture, post during daytime hours & respond quickly to inquiries so you can quickly sell your item at the best price. Federal Grant Scams Moneygram
Take the early 2000s, for example. During the recession caused by the collapse of the dot-com bubble, the Fed lowered rates almost to zero, yet the stimulative effect was strikingly weak. Aside from today’s economy, the 2000s expansion was by far the weakest in postwar history, despite being driven by a housing bubble of world-historical proportions and enormous deficit spending. Then came the financial crisis in late 2007 and early 2008. When the economy fell into recession, the Fed started to lower rates sharply and reached near zero by late 2008. (For complicated reasons, the Fed refuses to go all the way to zero.) This action, coupled with the sizable fiscal stimulus of 2009, was enough to stave off a full-blown depression, but it was not enough to prevent mass unemployment, which spiked to over 10 percent and, more importantly, has come down at an agonizing pace. The prime working-age employment rate collapsed during the crisis, and has barely budged since (see Graph 4). Federal Grant Reporting

Last on our list of free money apps is Ibotta. We all know keeping track of rebates can be a pain in the toosh. Filing away all those receipts and coupon cut-outs – who has time for all that? That’s where Ibotta comes in! Before you make your next retail therapy trip, download Ibotta and pick rebates from whichever retailers you’ll be shopping at. Then when you’re done shopping, snap a photo of your receipt and upload it into the app. You’ll get paid in actual cash, via Venmo or PayPal, within 48 hours – or get a gift card sent you. You can also score rebates on restaurants, movie theatres, and tons of other places. Federal Grant Rules


A Project Grant consists of funds distributed by the government for a specific "project" or area of research. Project grants are often given to members of the science, education and technology communities, provided that the applicants qualify and meet a few prerequisite guidelines. Generally, an applicant must have completed certain criteria or qualifications beforehand, (which is outlined in detail for the specific grant desired), and project grants generally have an end day when the funding discontinues. The average duration period for a project grant is around three years. Federal Grant Audit Requirements
For fiscal policy, increased government spending or decreased taxation is our accelerator; the opposite, austerity, is the brake. These work to add or subtract the amount of spending in the economy. For monetary policy, the federal funds rate can act as either an accelerator or a brake. U.S. banks are required to hold reserves at the Fed, which pays interest on them, similar to a normal checking account. For a bank to loan money to a real person, they must find someone willing to pay an interest rate above the Fed’s rate. So if the Fed jacks up the interest rate, it discourages lending, as banks are paid better to park their money at the Fed. Lowering the Fed rate does the opposite. The use of these tools is commonly expressed as a trade-off between unemployment and inflation. Try to push unemployment too low, and inflation will speed up as companies bid for scarce labor, pushing up wages and sending spending surging through the economy. Conversely, allow unemployment to get too high, and a collapse in spending can cause a collapse of prices, which will lead to more unemployment, which will lead to less spending, and so on. Federal Grant Timesheet Requirements
Our attorneys are well versed in the problems that can arise when federal requirements meet real-world situations. We help clients through pre- and post-award matters, such as financial and program requirements, procurements, property issues, termination and enforcement, as well as how best to prepare for and respond to government reviews, audits, and cost disallowances.
And that turned out to have some awful side effects, since the rich disproportionately save their money rather than spend it. But they don’t save by piling up huge pyramids of cash like Scrooge McDuck, they “save” by buying financial assets—which means that most of the fruits of economic growth have been channeled into asset price increases, rather than consumer price inflation. That partly explains the tendency toward bubbles. All of the recessions since the start of the Great Moderation were caused by collapsing asset bubbles: the savings-and-loan crisis of the late ’80s, the dot-com stock bubble in the 2000s, and the housing bubble in 2007. But that’s not the worst of it. After the early ’80s, the Fed’s interest rate tool seemed to become progressively less effective. While it was working, they had to keep turning the Fed funds rate down and down and down again (see Graph 2).

A Project Grant consists of funds distributed by the government for a specific "project" or area of research. Project grants are often given to members of the science, education and technology communities, provided that the applicants qualify and meet a few prerequisite guidelines. Generally, an applicant must have completed certain criteria or qualifications beforehand, (which is outlined in detail for the specific grant desired), and project grants generally have an end day when the funding discontinues. The average duration period for a project grant is around three years. Free Money By Walking
There’s lots more you’ll need to learn, and there are many other ways you can begin preparing your nonprofit to get federal funding to support its work in the community. One of the best ways you can learn what you need to know is by attending The Grantsmanship Center’s federal grants training, Competing for Federal Grants. This government grants training workshop is thorough and by participating fully in this federal grants class, you'll boost your competitive edge and be better prepared to find federal funding for your nonprofit. Free Money College
If you have eyes to watch videos, and thumbs to play games, then here’s one of the simplest free money apps on the market. TapCash lets you rack up rewards for – you guessed it! – playing games and watching videos, which you can then redeem for gift cards and PayPal cash. Gift card options include stores such as Amazon, Google Play, Amazon, and more. Free Money Orders Near Me
Grants.gov is the official government site for information on federal grants and funding. Managed by the U.S. Department of Health and Human Services, the site offers a database of more than 1,000 grant programs administered by 26 federal grantmaking agencies, searchable by agency, category, eligibility or CFDA number. Users can also browse listings of grant opportunities by agency or category. Federal Government Grant List

Some scam artists advertise “free grants” in the classifieds, inviting readers to call a toll-free number for more information. Others are more bold: they call you out of the blue. They lie about where they’re calling from, or they claim legitimacy using an official-sounding name like the “Federal Grants Administration.” They may ask you some basic questions to determine if you “qualify” to receive a grant. FTC attorneys say calls and come-ons for free money invariably are rip offs. Free Money For Minorities


This is the best website for earning points! I was looking on google for some websites in order to complete surveys and earn some money on my free time. I tried many websites but none of them were working. After alot of search i found pointsprizes. At the beginning i was afraid that it would be a failure again. But i started doing offers and i was earning points for real! I was so happy for this. Right now at the time im writing the review, i have earned 20 dollars on my paypal (3000 points). Yes I just received them on my paypal and Im so excited. If you are still reading this comment...just go ahead and try pointsprizes and trust me, you will not be dissapointed. Free Money Question Mark Suit Guy
Forward guidance consists of trying to reassure the markets that the Fed funds rate will stay low for a long time after full employment is reached, thereby calming fears that the Fed will step on the brakes the moment employment returns to normal levels. Quantitative easing is when the Fed uses newly printed money to purchase Treasury bonds and other financial assets, with the idea of pushing down longer-term interest rates and forcing money out into the economy. Economists and financial wonks can (and do) discuss the relative merits of these policies all day, but the one thing that almost everyone agrees on is that while they helped us avoid a full-blown depression, they did not restore full employment—or anything even close to it. Since the crisis, both output and employment growth has been weak. Free Money Hungry Shark World
In order to do that, economists have relied for the past seventy years or so on two basic tools: fiscal policy and monetary policy. The first concerns how the government taxes and spends; the second concerns the action of the central bank (in America, that’s the Federal Reserve), which controls the supply of money. While both tools are complex, the main thing to understand is that they both have an accelerator and a brake pedal. If the economy is overheating, with spending overtaking new production of goods and services, resulting in a bidding spiral and increasing inflation, we can hit the brakes. If the economy is moving too slowly, with spending not keeping pace with the production of goods and services, we can hit the gas. Free Money To Quit Your Job
To anyone reading, this site is really indeed legit (not scam site), at first I myself also thought that this site is just another time wasting scam site that does not pay you anything once you have enough points for prize, but after 1 to 2 months of earning 3000+ points and claiming my paypal prize payment, I really did receive my $20 USD paypal money, but of course you need to earn until you have at least 3000 points to claim a $20 USD paypal prize. I will state the pros and cons below, and also tips at the very end below. Pros: -Legit site that really pays you once you have enough points for it -Many options of prizes to choose from, ranging from gift cards (e.g. steam wallet card) to paypal money -For new accounts, you can earn until 600 points from coupon code, by typing in the coupon code for free, you can find the coupon code by using google to find it (this means you won't be able to earn any more points from coupon code anymore once you reached 600 points), so you only need to earn 2400 more points to redeem a $20 USD paypal prize or other prizes that cost 3000 points to redeem Cons: -If you do not live in wealthy countries (e.g. United States), it can take a bit longer to earn points because there will be less surveys to do and you will be disqualified more often too -Minimum threshold of $20 USD paypal payout -Requires at least 3000 points to claim any prize, e.g. $20 USD paypal money prize, e.g. $20 USD steam wallet cards -Support response through the website is extremely slow , if you encounter any problem and need help, I suggest asking for help directly on PointsPrizes discord at #support channel instead -Most free offers do not work at all, you don't get paid even after finishing it, surveys and games (games have limit of points you can earn from) are the only free offers guaranteed to earn you points if you qualify for it and finish it. There are paid offers which earn a lot of points but what's the point of it if it is not free to do it -Sometimes, you don't get your points even after you qualified for a survey and finished it (if you do the surveys on PointsPrizes website). I recommend doing the surveys in PointsPrizes mobile app instead (guaranteed points once you qualified and finished a survey) -It can take many days before you receive your prize (paypal) after you claimed it, I claimed my paypal prize payment on 19 September 2018 and received my paypal money on 4 October 2018 (that's 15 days before I received my paypal money after claiming it) Simple tips on how to earn points easily and fast: My tips to earn points as easy and as fast as possible (for people not living in wealthy countries e.g. USA, people living in wealthy countries can do it too but it is more helpful for those not anyways): 1. Download PointsPrizes mobile app (android or iphone). 2. Watch ads in the mobile app (there is limit on the amount of points you can earn from ads every 24 hours though, from what i know, 100 points maximum from ads, and this limit increases as you have more points earned, say, 2000 points or more. 3. Do surveys in the mobile app (you might be disqualified often, but just keep doing survey until you qualify for a survey and then finish it (You are guaranteed to receive your points once you qualified and finished it in the mobile app).
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered. Federal Grant Assistance
And that turned out to have some awful side effects, since the rich disproportionately save their money rather than spend it. But they don’t save by piling up huge pyramids of cash like Scrooge McDuck, they “save” by buying financial assets—which means that most of the fruits of economic growth have been channeled into asset price increases, rather than consumer price inflation. That partly explains the tendency toward bubbles. All of the recessions since the start of the Great Moderation were caused by collapsing asset bubbles: the savings-and-loan crisis of the late ’80s, the dot-com stock bubble in the 2000s, and the housing bubble in 2007. But that’s not the worst of it. After the early ’80s, the Fed’s interest rate tool seemed to become progressively less effective. While it was working, they had to keep turning the Fed funds rate down and down and down again (see Graph 2). Federal Grant Definition Ap Gov

2. If you own a car, you can signup to be an uber.com or lyft.com driver. You can work as much or as little as you want to depend on your availability. You need to pass a background check and make sure that you have a clean vehicle without mechanical issues. You are rated by passengers it pays to be professional & courteous to passengers. You may even be offered a bonus when you signup as a driver! Federal Grant Department Of Health And Human Services
Are you looking for an easy way to get free money? You've come to the right place! PrizeRebel is a trusted market research firm that has paid out over $15 million dollars to our survey takers since 2007. We have 7.5 million users from all over the globe who are earning free money by completing paid surveys. To get started, simply click here to signup now for your free account. Answer a few paid opinion surveys as companies want your opinion on new products and services. You can then redeem points and choose from hundreds of gift cards, bank direct deposit or paypal to receive your money within 24 hours. It's that easy! Signup now for your free account! Federal Grant Indirect Cost Rate
And it hasn’t just been theorizing. In 2008, George W. Bush and Nancy Pelosi engineered the tax rebate stimulus, in which everyone received a check in the mail—paid for, eventually, with fresh new money. Studies have found that this stimulus worked quite well; it was just overwhelmed by the Great Recession, and we only received checks once. Mill, Keynes, Friedman, and even Bernanke might argue that we should revive a similar stimulus again—only this time, on a much bigger scale, and on an ongoing basis. Free Money Paypal

Swagbucks allows you to earn points that can be redeemed for gift cards for retailers including Amazon and Walmart, or cash back through PayPal, just for doing various tasks online. Points can be earned for online shopping, watching videos, taking surveys or searching the web using Swagbucks as your search engine. When you sign up for Swagbucks, you’ll get a $10 bonus after spending $25 at a Swagbucks Shop store. Federal Grant Unsubsidized Loan
ShopTracker is gimmick-free. They monitor your purchases on Amazon simply for market research purposes.  They ask you to install their app so they can monitor your purchase activity (Don’t worry – they remove your name, shipping address, and any payment information before your purchase history data is recorded). Once you have earned it, ShopTracker will send you your bonus via email. Free Money Never Pay Back
An accomplished student and athlete at George Mason University was not accepted to any sororities at the university. Her sister Lillie believes this is because she has Down syndrome. "Accepting a woman with a disability to a chapter isn't an act of charity, it brings diversity and promotes inclusion," Lillie Heigl wrote in her letter to the head of the university's Greek life. [...]

Take the early 2000s, for example. During the recession caused by the collapse of the dot-com bubble, the Fed lowered rates almost to zero, yet the stimulative effect was strikingly weak. Aside from today’s economy, the 2000s expansion was by far the weakest in postwar history, despite being driven by a housing bubble of world-historical proportions and enormous deficit spending. Then came the financial crisis in late 2007 and early 2008. When the economy fell into recession, the Fed started to lower rates sharply and reached near zero by late 2008. (For complicated reasons, the Fed refuses to go all the way to zero.) This action, coupled with the sizable fiscal stimulus of 2009, was enough to stave off a full-blown depression, but it was not enough to prevent mass unemployment, which spiked to over 10 percent and, more importantly, has come down at an agonizing pace. The prime working-age employment rate collapsed during the crisis, and has barely budged since (see Graph 4). Federal Grant Calculator

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